PAYSHIELD
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Our Articles
How Smart Payment Routing Enhances Transaction Success & Fraud Prevention
In an increasingly complex payments ecosystem, businesses must optimize transaction approvals while minimizing fraud risks and processing costs. By strategically guiding transactions through the most effective payment method, smart payment routing increases fraud...
The Rise of Account-to-Account (A2A) Payments
Account-to-account (A2A) payments are changing the payments industry by providing businesses and consumers with a direct, affordable, and secure alternative for conventional card-based transactions. A2A payments are a strong option for merchants, payment facilitators,...
Mastering Chargeback Representments: Crafting Responses That Win Dispute Cases
In today's complex payments ecosystem, navigating the chargeback response and representment process is a crucial task for service providers, payment facilitators, and merchants. Although chargeback representation provides a chance to recoup money lost due to disputes,...
Optimising Billing Descriptors to Minimise Chargebacks
Clarity is crucial in the payments ecosystem, and billing descriptors are essential for making sure that customers can quickly identify transactions. Even though it might seem like a small detail, a billing descriptor that is inconsistent or ambiguous can...
Why Merchants and Payment Service Providers Should Consider Using Multiple Acquirers
In the rapidly changing environment of digital commerce, chargebacks and fraud have grown to be major problems for both merchants and Payment Service Providers (PSPs). These problems present operational and reputational difficulties in addition to financial risks as...
Understanding First-Party Fraud: Causes, Costs, and Prevention Strategies
First-party misuse/fraud, commonly known as "friendly fraud", has grown to be a serious problem in the e-commerce and payments industries. In contrast to traditional fraud, this kind of misuse typically involves real customers disputing genuine transactions,...
Mastering Chargeback Automation with Chargeback Alerts and Dispute Intelligence
Chargebacks are now a major problem for both merchants and payment stakeholders who operate in the ever evolving landscape of digital commerce. The likelihood of disputed payments, which frequently results in costly chargebacks, rising rapidly in line with the...
How will the FTC’s New Click to Cancel Laws affect your Business?
Businesses in the e-commerce, streaming, and SaaS sectors all rely significantly on recurring payments in today's subscription-driven economy. However, increased scrutiny comes along with this comfort. The "Click-to-Cancel" rule, which was recently introduced by the...
Using Digital Receipts to Combat Return Fraud and Chargebacks in E-commerce
Two of the most expensive obstacles merchants and payment stakeholders face in the fast-paced world of e-commerce are chargebacks and return fraud. The likelihood of fraudulent returns and disputed payments rises along with the volume of online transactions....
Mastercard Collaboration – A New Way to Prevent Chargebacks
For companies in the payments sector, chargebacks have long posed a serious problem. They frequently result in reduced revenue, higher operating expenses, and damaged customer relations. The need for efficient dispute resolution has increased significantly as...
Visa’s 2025 VAMP Overhaul: A New Era in Fraud Prevention and Dispute Management
Managing disputes and preventing fraud are becoming increasingly difficult tasks as digital payments become more complex. Visa has always been at the forefront of making sure that the payments ecosystem is efficient and secure, and its most recent project, the Visa...
The Balance Between Fraud Protection and Customer Experience
For payment companies and merchants, it can be difficult to strike a balance between protecting against fraud and chargebacks and providing a frictionless and enjoyable customer experience. Robust security measures are more crucial than ever while operating in the...