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In the constantly shifting landscape of risk management and payment fraud, TC40 cases or reports are essential but frequently misunderstood. When a cardholder flags a transaction as fraudulent, issuing banks send Visa these reports, which act as a fraud signalling...

In order for businesses to access worldwide markets and serve a diverse customer base, cross-border payments have emerged as an essential part of global commerce. But the increase in international trade has also made businesses more susceptible to fraud. Due to...

In recent years, the online gambling sector, which includes sports betting sites and online casinos, has grown significantly. However, this growth also brings with it a more difficult problem... chargebacks and fraud. Online Gambling is especially...

Chargebacks have become an ongoing concern for businesses in the travel and hospitality industries. This is primarily due to the high value of bookings, varying service quality, and typically strict cancellation rules. With the increase in digital bookings...

In an increasingly complex payments ecosystem, businesses must optimize transaction approvals while minimizing fraud risks and processing costs. By strategically guiding transactions through the most effective payment method, smart payment routing increases fraud...

Account-to-account (A2A) payments are changing the payments industry by providing businesses and consumers with a direct, affordable, and secure alternative for conventional card-based transactions. A2A payments are a strong option for merchants, payment facilitators,...

In today's complex payments ecosystem, navigating the chargeback response and representment process is a crucial task for service providers, payment facilitators, and merchants. Although chargeback representation provides a chance to recoup money lost due to disputes,...

Clarity is crucial in the payments ecosystem, and billing descriptors are essential for making sure that customers can quickly identify transactions. Even though it might seem like a small detail, a billing descriptor that is inconsistent or ambiguous can...

In the rapidly changing environment of digital commerce, chargebacks and fraud have grown to be major problems for both merchants and Payment Service Providers (PSPs). These problems present operational and reputational difficulties in addition to financial risks as...

First-party misuse/fraud, commonly known as "friendly fraud", has grown to be a serious problem in the e-commerce and payments industries. In contrast to traditional fraud, this kind of misuse typically involves real customers disputing genuine transactions,...

Chargebacks are now a major problem for both merchants and payment stakeholders who operate in the ever evolving landscape of digital commerce. The likelihood of disputed payments, which frequently results in costly chargebacks, rising rapidly in line with the...