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Chargeback Write-Offs: The True Cost of Low-Value Fraud Disputes

Chargeback Write-Offs: The True Cost of Low-Value Fraud Disputes

In response to fraud, chargeback write-offs are growing more and more popular, but at what long-term cost? Although this could seem effective in the short run, it is becoming a bigger risk for both Payment Service Providers (PSPs) and merchants. By specifically...

The Rise of Account-to-Account (A2A) Payments

The Rise of Account-to-Account (A2A) Payments

Account-to-account (A2A) payments are changing the payments industry by providing businesses and consumers with a direct, affordable, and secure alternative for conventional card-based transactions. A2A payments are a strong option for merchants, payment facilitators,...

Optimising Billing Descriptors to Minimise Chargebacks

Optimising Billing Descriptors to Minimise Chargebacks

Clarity is crucial in the payments ecosystem, and billing descriptors are essential for making sure that customers can quickly identify transactions. Even though it might seem like a small detail, a billing descriptor that is inconsistent or ambiguous can...